1. Who We Are
Rasyo is operated by Berk Bacalan ("Rasyo", "we", "us", or "our"). Rasyo provides financial information, delayed market data, watchlists, and AI-generated educational analysis. You can contact us at berkbacalan@gmail.com.
2. Information We Collect
Depending on how you use Rasyo, we may collect or process:
- Account information, such as authentication identifiers, email address, and sign-in provider data.
- Subscription and entitlement information received from Apple and RevenueCat.
- App activity, including watchlists, selected stocks, preferred language, theme settings, and feature usage.
- Device, security, diagnostics, crash, and log data needed to operate, protect, and improve the service.
- Support messages and contact details you voluntarily provide.
- AI analysis context, such as stock symbols, market metrics, language preferences, and prompts required to generate an analysis.
3. How We Use Information
We use information to provide and secure Rasyo, authenticate users, manage subscriptions, generate and cache analyses, prevent abuse, improve reliability, respond to support requests, comply with legal obligations, and develop better product experiences.
4. Financial and AI Data
Rasyo is not an investment adviser and does not provide personalized investment, financial, legal, or tax advice. Market data may be delayed, incomplete, inaccurate, or supplied by third parties. AI-generated output may be incorrect, incomplete, outdated, or unsuitable for your circumstances. Do not use Rasyo as the sole basis for any financial decision.
5. Service Providers
We may use trusted third-party providers to operate Rasyo, including Apple, Firebase / Google, RevenueCat, AI model providers, hosting providers, analytics, diagnostics, security tools, and market data sources such as Yahoo Finance or similar providers. These providers process information according to their own terms, privacy policies, and data processing practices.
6. Legal Bases
Where applicable law requires a legal basis, we process information to perform our contract with you, comply with legal duties, protect legitimate interests such as security and fraud prevention, and rely on consent where required.
7. Sharing and Sale of Data
We do not sell your personal information. We may share information with service providers, legal authorities when required, professional advisers, or in connection with a merger, acquisition, financing, or transfer of the service.
8. Retention
We keep information only as long as reasonably necessary for the purposes described in this policy, including account operation, subscription records, security, legal compliance, dispute resolution, and backup integrity. Cached AI analyses may remain stored to reduce cost and improve performance unless deletion is required by law or product policy.
9. Security
We use administrative, technical, and organizational measures designed to protect data. However, no app, network, model provider, or storage system can be guaranteed to be perfectly secure.
10. International Transfers
Rasyo and its providers may process data in countries other than where you live. By using Rasyo, you understand that data may be transferred internationally subject to applicable legal safeguards.
11. Your Rights
Depending on your location, you may have rights to access, correct, delete, restrict, or object to processing of your personal information. You may also request account deletion by contacting berkbacalan@gmail.com. Some records may be retained where required for legal, security, billing, or fraud-prevention purposes.
12. Children
Rasyo is not intended for children under 13, or under the minimum age required by local law. We do not knowingly collect personal information from children.
13. Changes
We may update this Privacy Policy from time to time. Continued use of Rasyo after an update means you accept the revised policy to the extent permitted by law.